Living In Cardiff, Wales: Pros & Cons You Must Know

The insider's guide to living in Cardiff: Read on to discover what life is really like living in the Welsh capital city.

Cardiff is a cosmopolitan cultural capital, albeit compact. The history runs deep, and the community is lively, but every city has its pros and cons. To weigh brunch options and beauty spots against bus fares and understand what living in Cardiff is like, read on. 

The pros of living in Cardiff

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1. Plenty of green spaces 

Choosing city life doesn’t mean committing to a concrete jungle. With plenty of green spaces to choose from, you won’t be short of an oasis to retreat to in Cardiff.

Cardiff Castle
Cardiff Castle and Bute Park with its 130 acres of landscaped gardens and parkland.

In the middle of town, you can lose yourself in Bute Park. There are also spacious fields in Pontcanna, a miniature wood in Heath Park, and a pretty green in Whitchurch.

In Roath, you’ll find Roath Park and Boating Lake. A gift to the city with a Victorian rose garden, hothouse, and adjoining pleasure gardens, complete with tennis courts. 

Strike a little north, and the suburban Cefn Onn park is grade 2 listed and great for autumn color. It also has a back trail leading up onto Caerphilly mountain, known locally as the Graig (from the Welsh word for rock). 

2. Food, glorious food!

Culinary options in the Welsh capital are varied and vibrant. If you don’t know what you want, then walk along City Road or Wellfield Road. It is impossible to reach the end of either street without finding something irresistible. 

A great opening gambit in Cardiff is Mint and Mustard. This Kerala-inspired Indian restaurant has far more to offer than your standard local curry house.

For something fresh, try AnnaLoka, a buttoned-down vegan invention house or Yakitori 1, for dockside yakitori delights. 

Curado is another reliable crowd-pleaser. The Spanish tapas-style restaurant is run by a family team with two wildly successful delicatessens in Narberth and Aberystwyth. 

3. Cost of living 

Looking for a city life that is wallet-friendly? You will find the cost of living in Cardiff attractive.

Living in Cardiff
The Pierhead, one of Cardiff’s most familiar landmarks.

The cost of renting property is lower than in other major UK cities, it’s 26% lower than in Bristol and 8% lower than in Manchester.

Living in Cardiff, on the whole, is much cheaper than living in London, including the rent that’s around 60% lower than in London.

Buying property in Cardiff is competitive relative to other UK cities, making it an accessible but solid investment.

For the budget-conscious, Cardiff creates room to live well. Retail prices, restaurant bills, and childcare costs all come in below the national average. 

4. Suburbs with personality 

Cardiff’s suburbs are pleasant but not generic.

Cyncoed, Llandaff Village, and Lisvane are upmarket, but beyond a few streets, you won’t find a gated community. These areas are in the north of the city, but where Lisvane and Llandaff were once villages, Cyncoed is very much a suburb.

 Cardiff Bay marina
Cardiff Bay marina

Lisvane and Llandaff have kept their village atmospheres with noticeable period properties adding character but gained good transport links by train and bus. You can be in the center in 15 minutes with no traffic, and less than half an hour in general. 

Cyncoed is significantly closer to the center, with equally good transport links. Walking around, you’ll mainly find handsome Edwardian properties with generous gardens. There are excellent schools and a small, thriving high street.

One of the advantages of living in Cardiff is that you don’t need to find the most upmarket areas to thrive.

Pontcanna is a friendly, leafy suburb that benefits from open spaces, bakeries, and a choice of cafés on a lively shopping street.

Roath offers a central location, a beautiful park nearby, and a community as diverse and exciting as you might find in London or Birmingham. The main difference you will find is that your neighbors are more likely to say hello. 

If you are looking for a family haven, then turn to suburbs like Heath, Whitchurch, and Radyr. They are all welcoming, attractive spots to learn to ride your first bike, find a spot to walk your dog, and access the best schools.  

5. Lots of culture, sports, and entertainment

You won’t struggle to find artistic inspiration in Cardiff.

The Principality Stadium in Cardiff.

The Wales Millennium Centre is a focal point in Cardiff Bay, playing host to a range of traditional Operas as well as family-friendly productions and musicals. The design is impressively modern, and the center also hosts community workshops and special events. 

The New Theatre is a dramatic stalwart and pantomime spot with all the traditional theatre trimmings: velvet curtains, ice cream sellers, and the faint suggestion of ghosts backstage.

In the Hayes, you will find St Davids Hall, another world-class concert venue to add to the Millennium Stadium. 

When it comes to visual arts, don’t miss the Chapter Arts Centre in Canton. It combines a leading visual arts gallery with a space for small theatre productions and an art-house cinema. 

For classical performance, Cardiff is home to the Royal Welsh College of Music and Drama and its incredible performers. Shows by both the teachers and students are a rare privilege and a cornerstone of Welsh cultural life. 

For sports fans, the Millennium Stadium makes Cardiff Rugby heaven by drawing in international Rugby fixtures.

The options go on, with Cardiff City Stadium hosting major league football events and the SSE SWALEC cricket venue.

It’s also the home ground for the Cardiff Devils, the city’s international ice hockey team, which is a special highlight. 

Cardiff also hosts a Velothon and a half-marathon for those who like to move on their own steam. 

6. Good travel connections

Cardiff boasts its own airport with international connections, as well as fast trains to London, Bristol, and Birmingham

Cardiff Central Station is also a great gateway into the Brecon Beacons and west, along the coast. 

7. No shortage of shopping options

 If you enjoy retail therapy, then Cardiff provides plenty of avenues to pursue it.

Cardiff City Hall
Cardiff City Hall

The pretty Victorian arcades are packed with independent shops and cafés to refuel.

The St. Davids Centre is the place to find global brands like TAG Heuer, Bershka, and Crew, as well as down-to-earth British favorites like Primark and John Lewis. 

8. Steeped in history 

Cardiff has a strong connection with the past. You get to live with a healthy supply of modern convenience, but with history all around you, barely underneath the surface.

You can’t fail to notice the castle or the arcades in the city center, but keep an eye out for the gorgeous animals carved onto the walls of Bute Park, installed in the late 19th century. 

For people desperate to time travel, there is the unique St Fagans Museum of Welsh Life. It is one of the largest living history museums in the world, with faithful, brick-by-brick reconstructions of buildings from all over Wales. It also hosts craft demonstrations, re-enactments, and, occasionally, fabulous outdoor theatre productions. 

In the center is the National Museum, an imposing structure adjoining the university. It is home to a pleasant collection of art, an engaging natural history section, and a rotation of intriguing exhibits.

Be warned, the Mammoth in the prehistoric section moves, and more than one visitor has been caught off guard! 

9. Good work-life balance 

Cardiff has all the ingredients for you to achieve a good work-life balance.

Living in Cardiff
Cardiff Docks

Excellent access to natural surroundings and creative outlets mix with a lower cost of living. This adds up to a real opportunity to fine-tune your priorities and create the right fit.

The culture has a good balance of contentment and competition to help you find your sweet spot. 

10. Good education 

Cardiff is home to 3 universities, with several campuses dotted across the city. They create a stimulating environment, with Cardiff University carrying the banner for academic excellence as part of the elite Russell group. 

Cardiff also boasts several excellent secondary schools, including Cardiff High, Radyr Comprehensive, St Teilo’s, and the Bishop of Llandaff School.

Local primary schools also perform well, with the Welsh government rating the majority of schools in the highest ‘green’ category. 

11. People-people

Perhaps, the best thing about Cardiff is the population. Small enough to get to know people, big enough to find your niche, and friendly enough to settle right in.

Cardiff was voted the 3rd friendliest city in the UK in 2021 by a Condé Nast survey, and the only surprise is that it was beaten to first place. 

The cons of living in Cardiff

1. Fewer opportunities for highly ambitious careers

Cardiff doesn’t lack job opportunities, but for those looking to make the maximum salary or scale the career ladder at speed, it lacks the edge.

With a big public sector presence and moderate salaries, ambitious climbers might find Cardiff too small in the long term. 

2. Life in a rainy spot

Cardiff Bay and marina
Cardiff Bay view

Cardiff is rainy compared to the southeast of England. For people used to living in bone-dry climates, this might take some adjustment. Compared with other cities in rainy spots, like Glasgow and Manchester, Cardiff is much the same. 

3. Nightlife overspill

Cardiff has a wonderful nightlife, but occasionally the party can overspill.

After midnight, St Mary’s Street in the city center can get boisterous.

The areas around the Millennium Stadium are also full to bursting with excited rugby fans on days when the Welsh team is playing at home.

Overall, it’s just good-natured overexcitement and a few too many drinks. If you prefer quiet, though, these specific parts of town might not be for you during peak party hours.

4. City center change

Cities in the UK sometimes struggle when large modern shopping centers arrive. Cardiff has fared better than most, with the new St David’s shopping Mecca sitting adjacent to the older shopping district around Queen Street.  

Unfortunately, changing tastes have opened one or two empty shop fronts, and the once-bustling Debenhams building currently stands empty.

Cardiff Council and the Welsh government do have an ongoing plan for city-center regeneration, however, and a good track record on regeneration. The Bay Area was recently transformed from a tired industrial area into a glamorous spot for the arts and upmarket restaurants. 

5. Public transport costs

 Bus fares in Cardiff are one of the few areas where you’ll find similar prices to other major cities.

The local providers have dragged their feet when it comes to introducing contactless payments, and the prices are higher than you would expect in such a cost-effective city.

If you commute, you can take the edge off with a season ticket, though. 

Traveline Cymru​​​​​​​​​​​​ provides full public transport information for getting around Cardiff, including buses and trains. 

6. Smaller city

If you prefer the anonymity of a large city, then Cardiff won’t deliver it over the long term.

Living in Cardiff
Alexandra Gardens in Cathays Park in Cardiff.

As a smaller and more personal city, long-time residents will find it hard to go into town shopping or attend a big event without seeing an acquaintance or two.

It isn’t quite like village life, but you will become a familiar face in your favorite haunts. 

Final thoughts on living in Cardiff

The essence of living in Cardiff is knowing that good things can come in small packages.

If cities are your worst nightmare, Cardiff might only be a good compromise between the need to work and live among green spaces.

On the other hand, if you love all the variety, culture and creativity of a city but don’t want to be lost in a crowd, Cardiff could be perfect for you. 

Nothing is everyone’s cup of tea, but for anyone who thought they had to trade a cosmopolitan life off against the cost and commute, Cardiff could be the answer. 

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Alice Hannah Morby
Hannah Morby

Hannah is a freelance writer based in picturesque Carmarthenshire, the UK. After winding her way around the world, living in New Zealand, Yorkshire and the Home Counties, she is now settled closer to her childhood home in Wales.

Having left a career working in higher education, she now enjoys life as a copywriter, mother and chief zookeeper to a small menagerie of cats, dogs and chickens.

You can contact Hannah on LinkedIn: Hannah Morby

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  1. Thankyou for an informative and interesting page – I am moving to Cardiff and have found this really helpful.