Sorting Out A Car And Driving In Spain

A guide to buying a car in Spain, car registration and other paperwork, and driving legally in Spain.

Depending on your location in Spain, you might very well discover that there’s no need for you to keep a car on the road at all. However, should you need one, there are a few options you can consider.

Driving in Spain after Brexit

If you are a Spanish resident, your UK driving licence will be recognised until 30th June 2021. After this date you’ll need to exchange it for a Spanish one. For short-stay visits, your UK licence will remain eligible.

Currently, there haven’t been any updates on the process of exchanging your British licence for a Spanish one. You’ll need to register your details with the Direccion General de Trafico (DGT) – the Spanish traffic authority.

Based on the rules suggested by other countries, such as France, you’ll likely need to complete a full application process. This will likely include a photo ID, proof of address, and so on. Also, you might need to sit a Spanish driving test.

Driving in Spain tips

  • The speed limit on highways is 120 km/h (75 mph), 100 km/h (62 mph) on main roads or roads with 2 lanes (also called autovías, 90 km/h (56 mph) on all other roads, and 50 km/h (31 mph) in urban areas (towns and villages);
  • Talking on a mobile phone while driving in Spain is strictly prohibited unless you use a hands-free system;
  • Engines, lights, car radios and mobile phones must be switched off while refuelling. Authorities claim that mobile phone waves can cause ignition (and an eventual explosion) of petrol fumes. People generally don’t speak on their mobile while refuelling but don’t turn it off;
  • If you wear glasses (not sunglasses), you must have a spare pair with you in the car;
  • A helmet is mandatory at all times when riding a motorbike or bicycle.

Mandatory documents and gear

Documents you must always have in the car with you:

  • Driving licence;
  • Ficha tecnica (log book);
  • Passport or residencia card/certificate;
  • Certificate of roadworthiness ( MOT or ITV);
  • Car registration details (permiso de circulación);
  • A copy of your insurance policy;
  • A copy of the latest receipt from your insurance company as proof of payment. This one is very important because it’s the only proof that your cover is up to date.

You must keep the following equipment in your vehicle while driving in Spain. If it ever occurs that you need to stop on the side of the road or hard shoulder (due to an emergency, accident or breakdown), use them:

  • A reflective vest. Wear it if you need to get out of the car on the road or the hard shoulder.
  • Two warning triangles. Place one in front of your vehicle and one behind it after stopping.
  • A spare tire and tools necessary to replace it.
  • A set of bulbs and tools necessary to replace the bulbs.

Buying a car in Spain

The easiest way to buy a car in Spain is to go to a dealership. They will take care of almost everything and handle the transfer of ownership with no extra fuss for you.

In addition, you might get some nice extras in the form of free insurance or other bonuses.  A dealer will also take your old car (if you have one) in part-exchange.

If you are buying a second-hand car from a private seller, make sure it comes with the following paperwork:

  • the registration document (Permiso de Circulacion),
  • the latest ITV test certificate,
  • a receipt to show that the car tax has been paid,
  • a photocopy of the seller’s personal ID such as the NIE.

You will need to draw up an agreement of sale – Contrato de Compraventa – which includes the car’s details, both yours and the seller’s names, the agreed price, and the date and time of the transfer.

You will need to obtain a transfer of ownership form – Solicitud de Transmission de Vehiculos – from the Department of Traffic’s website. Make sure that both you and the seller sign it. Don’t forget to keep a copy.

Car insurance in Spain covers a car, not a driver. Most policies cover the main driver and any other drivers the main policy holder chooses to include. 

When you are buying a car, ask the seller whether they want to transfer their existing insurance on the car to you at the time of the sale. If not, you will need to have insurance in place before you can drive (you can read about it in our Car Insurance in Spain section below).

Both you and the seller then need to send the documents to the Jefatura de Trafico. You can take all the documents together if you want to. The seller needs to bring the registration document and his copy of the transfer of ownership form. They can also then deregister the car.

Registering your Spanish car

Now that you are an owner of a Spanish vehicle, you need to register it within 30 days of the sale. You will also have to pay a transfer of ownership fee, which is about 4% of the official car value (not the one you have negotiated).

To pay a transfer of ownership fee and register your car:

  • Get an NRC code (Número Referencia Completo) from your bank;
  • Fill in the ‘modelo 576’ form online on the Hacienda’s tax website to calculate your fee and pay it, keep the receipt;
  • Pay car tax (Impuesto de Circulación) to the local government, keep the receipt;
  • Take all the above documents, including receipts, to your local Traffic Office;
  • Don’t forget your ID: NIE, passport or residence permit;
  • You will have to pay a fee of around €94;
  • You will then receive your licence plate number and the papers confirming the registration;
  • Take all your documents to a specialist who will make up the number plates for you. It will cost up to €50;
  • Attach the plates to the car  – job done!

Car insurance in Spain

It is illegal to drive without car insurance in Spain. The minimum legal requirement is third party liability cover.

How car insurance works in Spain

In Spain, it is the car that is insured, not you. Several drivers can be covered by one car policy. You need to discuss the details with the insurance company when applying for a cover.

If you need to drive someone else’s car, you can’t do it under your own insurance. In Spain, you can’t use your car cover to drive other cars. The owner of another car needs to ensure that you are included in their car policy.

Which level of cover is right for you?

Third-party cover

This type will cover any damage that you cause to other cars in the event of an accident and any personal injuries suffered by other people. However, you, your property and your family are not covered by it. 

The policy may come with some additional extras, which can differ depending on the company you select; some may cover road assistance, others may cover glass, etc. Check out what is covered when comparing quotes to ensure you are comparing like with like. 

Fully comprehensive cover

If the third party cover is not suitable for you, a better option might be Fully Comprehensive Cover. It will cover quite a lot, including material damage or injuries to both third parties and yourself and your family. It will usually offer protection against fire and theft and malicious damage.

 Read the agreement carefully before signing it and make sure you understand exactly what you are covered for, as the conditions and offers vary from company to company.

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