Living In Madeira: Facts For Expats

If you're looking for an expat lifestyle that lends well to closer integration with the local community, Madeira could be your ideal location.

What comes to mind when you think of Portugal?

Perhaps it’s the stunning coastlines and natural surroundings? Maybe it’s the welcoming people, vibrant culture and delicious food? Whatever it may be for you, there are so many reasons expats from all over the world look to move here.

Many consider living in the Algarve, as it is one of the most popular locations to live in Portugal. However, if a relaxing alternative Portuguese lifestyle in a beautiful island setting sounds like you, then you should certainly consider Madeira. 

Madeira – island life with a Portuguese twist

Made up of two inhabited islands, Madeira Island and Porto Santo, the Portuguese archipelago offers expats an excellent taste of island life with a Portuguese twist.

Porto Santo is famous for its long sandy beaches; whereas Madeira Island is home to some of the most stunning natural landscapes in the world, and makes for a slightly easier transition from abroad.

So, should you need more convincing to consider moving here, let’s take a more in-depth look at life in Madeira. 

Is Madeira a good place to live?

In short, yes. For starters, the mild climate makes it a very attractive place! The sub-tropical climate means temperatures rarely drop below 20 degrees celsius even in winter.

living in Madeira
Ribeira Brava in Madeira is famous for its mountain views and hiking trails. Residents enjoy mountain walks or simply take a gentle stroll in the hills or along the sun-dappled beach.

With low crime, captivating views of nature and a laid back lifestyle, Madeira has all the benefits of both Portuguese and Island life without the oversaturation of expats found in locations such as the Algarve. 

Most inhabitants of Madeira Island live on or near to the coast, and the vast majority of properties that expats favour are blessed with the most incredible Atlantic Ocean and mountain views. 

The climate, the landscape, the genuinely laid back and friendly people all make Madeira an increasingly popular choice for those seeking a real alternative location overseas.

The pros and cons of living in Madeira

Like anywhere in the world, there are a few ‘downsides’ to living in Madeira:

1. Everyone is very laid back

One consequence of living in such a relaxing place is that people can become quite laid back – an attitude that can work against productivity.

As a result, business tasks, formalities or anything involving red tape can take longer than it would in faster-paced cities. This could include things such as your residency, so a great deal of patience is required. 

2. Portuguese is a pretty hard language to learn

Although English is widely spoken, or at least understood, (particularly in the capital of Funchal) it is always helpful to learn as much of the language as possible.

Portuguese is notoriously difficult to learn so this can be a slight hurdle to settling into life here. 

3. Finding a job is not easy

Furthermore, the language barrier can make finding work harder.

Permanent work is not always easy to come by – particularly for non-Portuguese speakers. Fields such as IT, Health, and Tourism tend to be the best source of employment for expats.

Seasonal work is much easier to come by given the heavy influence of tourism on the island. This can include hospitality, teaching or other areas.

If you are relocating here permanently and hope to find permanent work; research and plan ahead. 

4. Public healthcare is a bit overloaded and underfunded

The healthcare system has received slightly mixed reviews, however, the majority of sentiment is positive.

There is an adequate public system with private care also available – appointments with a private GP can cost as little as €55. 

5. Pebble beaches

living in Madeira
Ponta do Sol pebble beach is a great feature of the town.

Should you really wish to cherry pick for cons, most of the beaches (particularly on the island of Madeira) are pebble rather than sand. That being said, Porto Santo is blessed with a famous 9km (5.5 miles) sandy beach

The good points of moving to Madeira however, most certainly outweigh the bad. 

1. Lower cost of living

For starters, the cost of living is lower than in the UK.

Despite being an island, you have ready access to everything you need – as long as you don’t mind waiting for certain things.

Property is also cheaper than in most parts of the UK (especially considering the mountain and ocean views readily on offer). 

2. Slower and less stressful lifestyle

The pace of life is slower, reducing stress and improving your overall quality of life. Surrounded by mountains and beaches in excellent weather, you’d be forgiven for unwinding a bit here.

The food is excellent both in supermarkets and restaurants alike, with top quality restaurants all over the island – including a Michelin star restaurant. 

3. It’s all about outdoors

As you can imagine in a place blessed with this climate, there is no shortage of outdoor leisure on offer.

Whether it be taking yourself to the beach, getting lost amongst the natural landscape on hikes and treks, various outdoor and water sports or cultural sights such as museums and galleries.

There is even a theatre and an orchestra.

4. Fairly good infrastructure

You can get English cable channels and radio stations. The internet is also widely available including free WiFi hotspots throughout Funchal. 

5. Plenty of entertainment available through out a year

It’s also worth mentioning that life on the island can be quite vibrant amidst the typical relaxed lifestyle.

There are two major football teams and in keeping with typical Portuguese attitudes, they are passionately supported and can be seen live in large stadiums.

Madeira is also famous for one of the worlds largest New Years fireworks displays.

The harbour is filled with boats and cruise ships, illuminating the sky in a truly mesmerising spectacle. Other high holidays such as Christmas are widely celebrated – just don’t expect a white Christmas. 

6. Good transport

Transport on the island is also excellent. Whilst there are no trains, there is an efficient network of busses used by locals and tourists along with great roads (some with amazing views). 

Living in Madeira after Brexit

For those currently residing in Madeira who can prove that they were doing so before December 31st 2020, you simply need to apply for residency. In doing so, you should be able to receive a 5 year temporary living visa. 

For newcomers, things have changed slightly, but Portugal as a whole is still regarded as one of the easiest countries in which to obtain residence.

Since Brexit the right to live in the EU is no longer a given, so applying for residence is the way forward. There are various visas you can apply for, the most common are the D7, D2, and the Golden Visa. Read more about residency options in our Living In Portugal guide.

Is it expensive to live in Madeira?

Like anywhere in the world, the cost of living is directly reflected in the lifestyle you choose to lead.

Living in Madeira
Sao Martinho is full of white and blue houses built around volcanic rock.

That being said, Madeira is a very affordable place to live. The cost of living is cheaper than in the UK and property is cheaper than in most parts of the UK.

You have access to everything you could need – be it clothes, appliances or food – you simply may need to wait for certain items (it is an Island after all).

Although getting to Madeira can be costly, once there, you can live very comfortably on a reasonable budget.

The temperate climate means heating is a thing of the past (a huge saving) and air conditioning is only required should you wish for it in the summer.

You can get a pint for as little as €2 and you can get meals at a restaurant for €5-10. Getting around by car is very convenient and given that the island is small – you’ll rarely be making long commutes for work or leisure so you can say goodbye to the expensive train fares of the UK. 

It is worth mentioning that certain essentials, such as electricity and petrol, come with a slightly higher price tag – without being unreasonable. This is typical of island and remote locations. 

Where is the best place to live in Madeira

Where you choose to live in Madeira is entirely dependent on the experience you’re after.

If you’re seeking peace and quiet then it’s hard to look past Porto Santo. The archipelago’s second largest island, it’s famous for its long sandy beach.

With many properties of various types readily available this could be the perfect quiet corner of the world to put your feet up in. Plus Madeira island is only a short distance away should you desire an occasional taste of metropolitan life. 

For more variety, consider the following spots on Madeira island:

Calheta – home for the sun seekers

Made up of seven villages (Doutor, Salão, Brasil, Vila, Estrela, Laranjeiras and Atouguia) Calheta is excellent for families. Home to an artificial sand beach, it has a healthy dose of local culture, as well as massive celebrations and festivals! 

Ponta do Sol – a taste of tradition in a natural setting

Set upon tall cliffs, Ponta do Sol will amaze you with its stunning views, dramatic oceans walks, and warm climate (the region is known for bananas).

One of Ponta do Sol’s main features is its traditional houses with whitewashed walls, tile decorations and red roofs. This is also one of the most affordable areas for property. 

Sao Martinho – an excellent all-rounder

Sao Martinho strikes a nice balance between quiet and bustle, given its popularity with tourists.

This is an excellent all-rounder, particularly for those wanting access to services. Here you’ll have easy access to malls, restaurants, bars and the famous Lindo and Formosa beaches. 

Funchal – a more urban lifestyle

Living in Madeira
Funchal is a gardeners paradise; every street in the town, every hotel, every house and all larger estates boast an amazing selection of sub-tropical plants growing in beautifully designed gardens.

Finally, for those seeking a more metropolitan lifestyle, the capital of Funchal is the place for you.

This is the central business district of the island, offering a wide variety of shops, bars, restaurants and other attractions to residents. This is the most expensive area of the island to live in although it is still very affordable. 

Is Madeira a good place to retire?

Simply, yes. Not only is the slow paced lifestyle suited for those looking to enjoy their golden years, it also offers everything one might need.

If wandering cobbled streets or along harbours through countless bistros and cafes, hiking through nature, or visiting beaches sounds good to you then look no further for your retirement. 

There is a good retirement community in Madeira, with expats and retirees hailing from the UK as well as other parts of Europe.

Connected to these groups is easy via Facebook or through local services such as the English speaking church. On that note, English is widely spoken, particularly in tourist areas such as Funchal. 

Food, healthcare and other services are widely accessible and affordable. There is a pretty good public healthcare and a brilliant private health care system for you to access.

Getting around is easy with an efficient bus network in place.

Everyday items are quite cheap such as a gallon of milk (€1.94) and a loaf of bread (€0.86). You can even get a cinema ticket for as little as €6. 

Furthermore, the temperate climate allows for a very comfortable lifestyle. You’ll never need a winter coat and you can forget heating bills, all thanks to the warm weather.

Time in the sun is great for your overall well-being thanks to the regular intake of vitamin D. Plus, this weather will encourage you to go out more, leading to a more active and healthier overall lifestyle. 

Retiring to Madeira from the UK

Due to Brexit, if you are planning to retire to Madera from the UK, plan for getting residency first. Although it’s not as easy as it used to be, there are still ways to retire and get residency without too much fuss with professional advice.

Living in Madeira
Sunset on Calheta Beach in Madeira

The easiest way is through the Portugal Golden Visa programme.

As a route to residency, this is particularly appealing to those looking to relocate permanently as you would most likely already be looking to purchase property here.

The main condition is that the property is required to cost a minimum of €500k. However, there are certain exceptions for cheaper properties, sometimes as low as €280k.

Once you’ve successfully obtained this visa, you will have 5 years of residence in Portugal. At the end of those 5 years, you can apply for citizenship or permanent residency.

Both options have great perks – citizenship will earn you a passport whereas residency will renew every 10 years. One particularly attractive feature of the Golden Visa is its flexibility – you only need to spend an average of 7 days per year in Portugal. 

Another option is D7 visa. This is a visa for retired foreign citizens or other foreigners with passive income from rented properties, intellectual property or financial investments.

British expats in Madeira

At present, there are roughly 1000 British expats living in Madeira. There are no major expat clubs at present, however there are facebook groups you can access.

The British Church is a focal point for the community residing in Madeira. Differing from other areas popular with retirees, Madeira has no gated communities, and larger apartment blocks are few and far between, which means moving here you will live amongst the local community and soak up the culture. 

Living in Madeira – summary

Madeira, voted the third best island in Europe, offers expats an excellent opportunity to live the life most people dream of.

Life amongst nature, surrounded by the ocean, escaping the bustle and expenses of major cities. A home for the relaxed and thrill-seekers alike, Madeira will only enhance your quality of life for the better. So if you’re planning a move and considering Portugal, you really can’t go wrong with the beautiful island of Madeira. 

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Jack Griffiths
Jack is an Australian freelancer now based in London who has been living the expat life for over three years now. Whist in the UK, Jack has travelled across Europe, Asia and the U.S.A. So far his favourite destination has been Malta. He writes for Expatra alongside a number of other clients and his own creative pursuits. Hoping to continue living and working abroad, Jack hopes to live and work in Spain, Italy and South America in the future.
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